MORTGAGE DRIVER

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StoneHill Mortgage Driver™ Mortgage Document Classification Tree

Mortgage Driver includes an industry-standard two-tier document classification tree that has been developed during the processing of 1.7 million loan files, and it can be customized by the client.

Here is a listing of Tier-1 classifications. The number in parentheses to the right of the Tier 1 classification indicates how many Tier-2 classifications that tier has. To see them, click on the plus sign in front of that item.

The list is gradually evolving, this classification tree was current as of Sept. 19, 2019.

AFDVT (4)

Misc
Name Affidavit
Occupancy Affidavit
Occupancy and Financial Status Affidavit

AGREE (9)

Earnest Money Deposit
Fees at Application
Hold Harmless
Lease Rental
Loan
Lock
Lock In
Modification
Purchase

APPL (4)

Addendum To Uniform Residential Loan
Demographic Info Addendum
HUD VA Addendum to Uniform Residential Loan
Loan

APPR (25)

AVM Report
Acknowledgement
Appraised Value
Builder Information
Builder or Home Warranty
Certificate of Occupancy
Collateral Desktop Analysis Form
Conditional Commitment Case Binder Copy
Conditional Commitment Lenders Copy
Condominium Project Manager
Condominium Questionnaire
Coop Agreement
Desk Review
Draw Schedule
Fannie Mae UCDP Submission Summary Report
FEMA Search
Inspection Report
Legal Description
LoanSafe Report
Misc
Notice of Right To Copy
Plans
Private Road Agreement
Property Inspection Waiver
Report

ASSGN (1)

MERS (1)

BOND (2)

Down Payment Assistance Letter
VHDA Award Letter

BRRWR (9)

Authorization to Release Information
Borrower Authorization
Borrowers Certification
Customer Identification Certification Verification
Misc
Nearest Living Relative
Proof of Citizenship
Property Address Certification
Social Security Number Verification

CLSNG (14)

Addendum to HUD1 Settlement Statement FHA Certification
Amortization Schedule
Change of Circumstance
Closing Instruction Addendum
Escrow Loan Agreement
Escrow Notice
Good Faith Estimate
Itemization of Amount Financed
Misc
Name Affidavit
Settlement Statement HUD1
Survey
Tax Information Sheet

CONV (1)

Tax Return

CREDT (12)

Bankruptcy Document
Cancelled Checks
Credit Card Statement
Credit Inquiry Information Form
Credit Report Invoice
Generic Credit Report
Joint Credit Affidavit
Mortgage Statement
Payoff Statement
Statement of Credit Denial
Student Loan Statement
Undisclosed Debt Acknowledgement
Verification of Rent or Mortgage

DISC (55)

ARM
Acknowledgement of Receipt of Closing Disclosure
Acknowledgement of Receipt of Loan Estimate
Advanced Fee
Affiliated Business Arrangement
Anti-Steering
Appraised Value
Application
Change of Circumstances
Choice Attorney
Choice Hazard Insurance
Closing Disclosure
Closing Disclosure Addendum
Credit Score
ECOA Notice
Energy Efficient
FACT Act Notice To The Home Loan Applicant
Fair Credit Disclosure Act
Fair Credit Reporting Act
Fair Lending Notice
Flood Hazard Notice
Hazard Insurance Requirements
Home Loan Toolkit
Homeownership Counseling
Homeownership Counseling List
HUD Counseling Disclosure
HUD Informed Consumer Choice Disclosure
Intent To Proceed
Interest Rate
Lead Paint
Lender Fee
Loan Disbursement Instructions
Loan Estimate
Loan Options
Misc
Mortgage Fraud
Mortgage Insurance Notice
Mortgage Insurance Notice Right to Cancel
Notice of Action Taken
Notice of Assignment Sale or Transfer
Notice of Negative Information
Notice of Right to Cancel
Notice of Value
Patriot Act
Privacy Policy
Rate Lock
Receipt Certification
Seller Closing Disclosure
Servicing Statement
State Forms
Tangible Net Benefits
TIL Fixed
TILA-RESPA Integrated Disclaimer
Tracking Sheet
VA Federal Collection Policy Notice

ESCRW (4)

Closing Instructions
Initial Account Statement
Refund Authorization
Waiver

FCON (7)

FHA Connection Appraisal Logging Results
FHA Connection CAIVRS Authorization
FHA Connection Case – Appraisal Transfer Results
FHA Connection Case Number Assignment Results
FHA Connection Case Query Results
FHA Connection Insurance Application Results
FHA Connection Purchase – Conventional Refinance

FUND (3)

Earnest Money Receipt
Wire Confirmation
Wiring Instructions

GOVT (29)

203K Documents
Amendatory Clause
Drivers License
FHA Identity of Interest Form
FHA Real Estate Certification
For Your Protection Get a Home Inspection
Homebuyer Summary
HUD 92800 5B
Important Notice to Homebuyers
LAPP VA Request for Determination
Military Status Report
No HUD Warranty
Notice to Homebuyer Assumption to HUD FHA Insured
Request for Certificate of Eligibility
Rights of VA Loan Borrowers
Standard Flood Hazard Determination
State Forms
Upfront MIP-VA Funding Fee Receipt
VA 1805 Request for Determination of Reasonable Value
VA Certificate of Eligibility
VA DD214
VA IRRRL Statement
VA LAAP
VA Leave and Earning Statement
VA Loan Analysis
VA Loan Summary Sheet
VA Rate Reduction Certification
VA Report and Certification of Loan Disbursement
Verification of VA Benefits

INCO (9)

Bank Statement
Bill of Sale
Bond Program
Divorce Decree or Separation Notice
Pay Stub
Retirement Account Statement
SSA Award Letter
Verification of Deposit
Verification of Employment

INS (8)

Flood Insurance
Insurance Policy Homeowners
Lien Search
MI Certificate Generic
Misc
Title Commitment
Title Insurance Policy
Title Policy Endorsement
Transmittal for Payment Upfront Mortgage Insurance Premium

INSPEC (2)

Get A Home Inspection
Termite

LTTRS (8)

Bailee
Closing Protection
First Payment
Gift
Letter of Explanation
Loan Approval
Misc
Prequalification

NOTE (2)

Note
Note Allonge

RIDER (6)

ARM
Condominium
Manufactured Home
PUD
VA Assumption Policy
Waiver of Borrower’s Rights

SECINST (2)

Deeds
Exhibits

SPRT (13)

Compliance Ease Report
Consumer Handbook on ARM
DRIVE Report
Fannie Mae UCDP Submission Summary Report
Fraud Guard
Internet Searches
Invoice
LDP GSA Certification Statement
Mavent
Misc
NMLS Consumer Access
Settlement Services Provider List
USPS Zip Code Lookup

TAX (14)

All Other IRS Forms
All Other State Forms
Balance Sheet
Form 1099
Form 4506
Misc
Mortgage Tax Information
P-L Statement
Property Tax Bill
Schedule K1
Tax Certificate
Tax Transcript
W2
W9

USDA (2)

Conditional Commitment For Single Family Housing Loan Guarantee
Request For Single Family Housing Loan Guarantee

UW (12)

DU Findings
FHA Loan Underwriting
GUS Findings
LP Findings
Loan Approval UW Decision
Loan Closing Advisory Feedback Certificate
Loan Payoff
Loan Statement
Misc
Suspense Notice
Underwriting Approval Commitment
Uniform Underwriting and Transmittal Summary

WRKSHT (6)

Ability to Repay
Cash Flow Analysis
Income Analysis Worksheet
Loan Estimate
Misc
Tangible Net Benefit Disclosure

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