The Growing Risk in Your Servicing Portfolio
The insurance landscape is shifting, and coverage gaps create real risk. Loans originally issued with proper coverage may no longer remain fully protected, especially for properties in high-risk zones or impacted by FEMA disaster events.
The StoneHill Group, a Sourcepoint company, helps you get ahead of these risks with specialized reviews designed to uncover vulnerabilities in your servicing portfolio—before they become losses.
Our Solutions
Our specialized reviews help you identify and address the insurance and disaster response gaps that put your portfolio at risk:
Insurance Gap Reviews
Get a clear view of real coverage status across your portfolio.
We identify the following:
- Lapsed or non-renewed policies
- Reduced coverage limits
- Increased deductibles
- Borrower or payee missing from policy
- Insufficient structure coverage
- Incorrect All-Risk vs. Named-Peril Classification
Outcome: A portfolio-wide view of exposure with actionable remediation before losses occur
FEMA Disaster Reviews
Verify whether your servicing process stays compliant during a declared FEMA event.
We validate the following:
- Timely borrower communications
- Insurance status and coverage
- Accurate disaster flagging
- Correct credit-reporting codes
- Engagement of disaster-specific servicing teams
Outcome:A stronger, compliant process that protects borrowers and your portfolio through disaster-level events
QC Expertise Trusted by 300+ Lenders
We combine deep industry experience with a full suite of QC and Due Diligence capabilities, including the following:
- Post-close QC
- Prefund QC
- Servicing QC
- MERS Reviews
- HMDA LAR Reviews
- Securitization Due Diligence (RMBS)
- Due Diligence Pre-Purchase Flow and Bulk Pool Reviews
- Due Diligence Forensic Audits
- Quality Control Plan Consultation
You get a partner built for risk identification, audit readiness, and operational accuracy.
